Homeowners Insurance in and around Charlotte
Homeowners of Charlotte, State Farm has you covered
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Would you like to create a personalized homeowners quote?
Home Is Where Your Heart Is
Your home is a special place. You need homeowners coverage to keep it safe! You’ll get that with homeowners insurance from State Farm, a top provider of homeowners insurance. State Farm Agent Juan Rubio is your reliable authority who can offer coverage options adjusted to fit your specific needs.
Homeowners of Charlotte, State Farm has you covered
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Don't Sweat The Small Stuff, We've Got You Covered.
Juan Rubio can walk you through the whole coverage process, step by step. You can have a straightforward experience to get an insurance policy for everything that’s meaningful to you. We’re talking about more than just protection for your furnishings, swing sets and furniture. Protect your family keepsakes—like mementos and souvenirs. Protect your hobbies and interests—like cameras and sports equipment. And Agent Juan Rubio can share more information about State Farm’s great savings and coverage options. There are savings if you have home security devices or carry multiple lines of State Farm insurance, and there are plenty of policy inclusions, such as liability insurance to protect you from covered claims and legal suits.
Don’t let concerns about your home stress you out! Get in touch with State Farm Agent Juan Rubio today and find out the advantages of State Farm homeowners insurance.
Have More Questions About Homeowners Insurance?
Call Juan at (704) 509-5854 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
What you need to know about replacement cost vs market value
What you need to know about replacement cost vs market value
Learn the difference between replacement cost value and market value coverage to make an informed decision when purchasing home insurance.
Reduce your home’s carbon footprint with solutions for a more sustainable home
Reduce your home’s carbon footprint with solutions for a more sustainable home
State Farm teams up with WattBuy to calculate your home carbon footprint to find renewable energy options in your area.

Simple Insights®
What you need to know about replacement cost vs market value
What you need to know about replacement cost vs market value
Learn the difference between replacement cost value and market value coverage to make an informed decision when purchasing home insurance.
Reduce your home’s carbon footprint with solutions for a more sustainable home
Reduce your home’s carbon footprint with solutions for a more sustainable home
State Farm teams up with WattBuy to calculate your home carbon footprint to find renewable energy options in your area.